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Transfer High-Interest Balances for as low as 0% APR*

Say goodbye to high interest rates and enjoy rates as low as 0% APR* when you transfer to an Apple Visa® Credit Card!

Need to pay down your holiday spending without high interest rates getting in the way?

Now through March 31, balance transfer rates can be as low as 0% APR* for 12 months when you move your existing balances to a select Apple Visa Credit Card, then a variable rate based on creditworthiness (13.24% - 18.00% Variable APR).

Make the switch and apply today!

Apply Now

Transfer a balance to your existing Apple FCU Card

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Why Transfer Your Balance to an Apple Visa Credit Card

Low interest rates

As Low as 0% Interest for a Limited Time

Qualify for balance transfer rates as low as 0% APR* based on creditworthiness for 12 months and pay down your debt faster. Plus, credit union rates are regulated to never exceed 18%; that’s long-term savings the competition can’t touch.

Loan consolidation

Consolidate Your Debt

Managing multiple credit card payments can be overwhelming. Consolidate your high-interest balances into one convenient, manageable monthly payment.


Save Money

By transferring your balances to an Apple Visa Credit Card, you'll save money on interest payments. Use the savings to build an emergency fund or invest in your future!

How much can you save by switching to an Apple Visa?

The numbers don’t lie. See how much you could save by transferring your balance to an Apple Visa Credit Card with our balance transfer calculator (balance transfer fee not included1)!

Act Now for Financial Freedom

Apply for and transfer balances to a NEW Apple FCU Credit Card.

Apply Now

Transfer balances to your CURRENT Apple FCU Credit Card using Card Manager (Accounts menu).

Log In Now

If you still have questions, call us at 703-788-4800, schedule a video appointment, or visit a branch. Current cardholders can also transfer balances by phone at 866-820-3867.

*APR = Annual Percentage Rate as of 01/01/2024 only available on balance transfers made with a variable rate Visa Credit Card, excluding the Educator, Student, Credit Builder or Business Credit Card. The balance transfer APR offer is available 01/01/2024 - 03/31/2024 on balance transfers only. A 4.00% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (13.24%–18.00%) after the promotion period based on an evaluation of applicant credit; not all applicants will qualify for the lowest rate. The approved APR will apply for 12 months for every balance transfer completed within the promotional period from the first qualifying balance transfer. Existing Apple FCU Visa Credit Card and Loan balances are excluded from this promotional offer. The APR for purchases and cash advances will be disclosed at the time of credit approval. Balance Transfer promotional offers may not be used to pay down or pay off Apple FCU Loans/Credit Card balances.
1A 4.00% balance transfer fee during the promotional period applies.

Current Promotions

Home Equity Line of Credit

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